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Directions Package
The MyState Financial Directions package is a personal partnership between you and an experienced Adviser.
Working with you, in a relationship built on trusted personal service, your Adviser will guide you through a range of options and solutions to help ensure you achieve your financial and lifestyle goals.
As well as establishing your financial direction you will have access to our comprehensive range of lending facilities, banking and investment services and wealth management products – plus all the very real benefits of our Directions package.
The MyState Financial Directions package consists of a range of advisory components and product components.
Directions Package - Helping You Get Ahead
Our Directions package consists of a range of advisory services and useful products to help guide you towards your financial goals. Take a good look and consider the very real benefits, including discounts on professional advice and products.
Professional Advice
Your Adviser will give you general advice in eight major areas:
- Goal/Lifestyle planning
- Budgeting and cash flow
- Debt management
- Insurance
- Wealth accumulation
- Lump sum advice
- Major financial decisions
- Retirement income planning
The MyState Financial Directions package includes the following services:
An initial consultation 1 hour $165.00
Production and presentation of the advice reference material $330.00
Usual Value $495.00
Product Benefits
In addition to the immediate discounts on getting the right advice, the MyState Financial Directions package also gives you access to these ongoing discounts:
| Product |
Description |
Discount/Bonus |
| Transaction fees |
Discount on fees and charges as described in Section A of MyState Financial's Schedule of Fees and Charges for Savings, Term Deposit Accounts and Financial Planning Services. |
100% |
| General insurance |
Premium discount on motor vehicle, home and landlord policies arranged through CGU Insurance. |
5% |
| Life insurance |
Premium discount on term life insurance arranged through MyState Financial. |
5% |
| Income protection insurance |
Premium discount on income protection insurance arranged through MyState Financial. |
5% |
| Loan Protection Insurance |
Premium discount on loan insurance arranged through MyState Financial. |
5% |
| Fixed Term Deposit |
Additional interest on funds lodged with a Fixed Term Deposit for 12 months. |
0.20% bonus on advertised rate |
| Overdraft annual fee |
Discount on overdraft annual fee - personal accounts only. |
$24.00 per annum |
| Overdraft application |
Discount on the overdraft application fee - personal accounts only. |
$50.00 |
| Personal loan application |
Discount on the personal loan application fee. |
Up to $150.00 |
| Housing loan application |
Discount on the housing loan application fee. |
$250.00 |
| The Gourmet Club |
First year of membership free: Gourmet Club loyalty rates 2nd year onwards will apply . |
$165.00 |
Your Investment
For an annual fee of just $330p.a.* (inclusive of GST) your MyState Financial Directions package includes general financial advice from recognised industry experts (usual value $495) and a range of discounts to ensure that your financial direction is on track and thoroughly considered.
The MyState Financial Directions package is absolutely free to all full time UTAS students who are MyState Financial Members. The package includes general financial advice from recognised industry experts (usual value $495) and a range of discounts to help you on the way to financial independence.
Start making more of your money. To take advantage of our Directions package visit a MyState Financial Branch or call us on 138 001.
* Included with this fee will be the production and presentation of a Product Placement Statement of Advice, if personal financial product advice is required.
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