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Debt Consolidation

At times, credit card debts and store cards and other debts can seem to be out of control. It can be easier, and a lot cheaper, to consolidate your debts into one simple loan, with one set of fees and one regular repayment.

Unsecured Personal Loan

Our Unsecured Personal Loan is a no-fuss way to arrange the finance you need, when you need it.

Features

  • No monthly account keeping fees
  • Flexible repayments – weekly, fortnightly or monthly
  • You can borrow anything from $3,000 to $30,000*
  • Loan term from 1 to 7 years*
  • No penalty for paying out your loan early
  • Variable interest rates
  • Lump sum repayments at any time with no penalty
  • A Redraw Facility is available ($500 minimum)
*Subject to loan purpose and amount of loan, security may be required

Secured Personal Loan

A Secured Personal Loan offers you a lower interest rate. Your loan can be secured against your car, caravan or campervan providing it is not more than 7 years old.

Features

  • No monthly account keeping fees
  • Flexible repayments – weekly, fortnightly or monthly
  • You can borrow anything from $10,000 to $75,000
  • Loan term 1 to 10 years
  • No penalty for paying out your loan early
  • Variables interest rates
  • Lump sum repayments can be made at time with no penalty
  • A Redraw Facility is available ($500 minimum)

To find out more, or to apply for Consolidation Loan, call MyState Financial on 138 001, or visit your nearest branch.

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Any advice on this website does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.
MyState Financial recommends you read our Product Disclosure Documentation before acquiring the product. Loan applications are subject to MyState Financial’s normal
credit approval criteria and may also require approval of a Lenders Mortgage Insurer. Terms and conditions, fees and charges apply. Fees and charges are subject to change.
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BSB 807009 / 807007     © 2008 MyState Financial Credit Union of Tasmania Limited     ABN 89 067 729 195     AFS Licence Number 240896