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Debt Consolidation
At times, credit card debts and store cards and other debts can seem to be out of control. It can be easier, and a lot cheaper, to consolidate your debts into one simple loan, with one set of fees and one regular repayment.
Unsecured Personal Loan
Our Unsecured Personal Loan is a no-fuss way to arrange
the finance you need, when you need it.
Features
- No monthly account keeping fees
- Flexible repayments – weekly, fortnightly or monthly
- You can borrow anything from $3,000 to $30,000*
- Loan term from 1 to 7 years*
- No penalty for paying out your loan early
- Variable interest rates
- Lump sum repayments at any time with no penalty
- A Redraw Facility is available ($500 minimum)
*Subject to loan purpose and amount of loan, security may be required
Secured Personal Loan
A Secured Personal Loan offers you a lower interest rate. Your loan can be secured against your car, caravan or campervan providing it is not more than 7 years old.
Features
- No monthly account keeping fees
- Flexible repayments – weekly, fortnightly or monthly
- You can borrow anything from $10,000 to $75,000
- Loan term 1 to 10 years
- No penalty for paying out your loan early
- Variables interest rates
- Lump sum repayments can be made at time with no penalty
- A Redraw Facility is available ($500 minimum)
To find out more, or to apply for Consolidation Loan, call MyState Financial on 138 001, or visit your nearest branch.

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